Fernando Cevallos

Hi, I’m Fernando Cevallos, the ONLY State Farm Agent here in Fernandina Beach—right on State Road 200 <1 mile before the bridge to Amelia Island. Our office has been around 25+ years and I’m excited to continue helping this community while providing my expertise in investments and retirement consulting. Risk management AND financial advisory all under ONE roof.

I graduated from Cornell University with a degree in Finance and Economics and bring 7 years of experience on Wall Street. I worked at leading global firms including Morgan Stanley (IB/Advisory) and Kohlberg Kravis Roberts (KKR), most recently as a Principal at the firm. That experience taught me how to manage complex financial situations—and now I use that same expertise to help individuals, families, and business owners in our community build wealth, protect assets, and plan confidently for the future. I am one of the SELECT few Agents in the country with the background, knowledge, and experience.

As we step into 2026, let us help you review your risk management plan and make sure that the plan is not only still fitting your needs, but also protected from the unexpected. It's always a great time to spend a few minutes reviewing your insurance policies and investments to ensure they align with your goals for preserving capital and being ready for retirement! Whether it's business insurance for your company, pet insurance, homeowners, life or auto insurance.... or wealth management and retirement goals. We are here for you and always take the time, no matter how small or big your questions may be!

At our office, service is personal. We take the time to get to know you and your goals—whether you’re buying your first home, launching a new business, or preparing for retirement. Our mission is simple: to help you build something worth protecting.

We’re local. We’re bilingual. We’re committed to earning your business.

Stop by, call, or schedule a conversation—we’re here to meet your needs!